Terms & Conditions

Last updated: July 1, 2026

These Terms and Conditions ("Terms") are entered into by and between Gregg Mojica LLC ("Company," "we," "us," or "our") and you ("User," "you," or "your"). By accessing or using greggmojica.com (the "Site"), you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Site.

PLEASE READ THESE TERMS CAREFULLY. THEY CONTAIN A MANDATORY ARBITRATION PROVISION AND CLASS-ACTION WAIVER THAT REQUIRE DISPUTES TO BE RESOLVED BY INDIVIDUAL ARBITRATION RATHER THAN IN COURT. THE TERMS ALSO LIMIT OUR LIABILITY AND DISCLAIM WARRANTIES

1. Intellectual Property & Content Ownership

All content on this Site, including but not limited to text, writings, essays, photographs, images, graphics, design elements, logos, and site layout (collectively, "Content"), is the exclusive property of Gregg Mojica LLC and is protected by applicable intellectual property laws, including copyright, trademark, and other proprietary rights. The Company retains all right, title, and interest in and to the Content and expressly reserves all rights not explicitly granted under these Terms.

You may not reproduce, distribute, republish, display, transmit, create derivative works of, or otherwise exploit any Content without the prior express written consent of the Company. Unauthorized use of any Content may violate copyright, trademark, and other applicable laws.

2. License to Use the Site

The Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable right to access and view the Site for personal, non-commercial purposes only. This license does not include the right to: (i) copy, archive, or reproduce any Content; (ii) modify, alter, or create derivative works of any Content; (iii) use any Content for commercial purposes without prior written consent; (iv) reverse engineer, decompile, or otherwise attempt to derive the source code of the Site; or (v) remove or alter any proprietary notices or attributions on the Site.

3. User Conduct

You agree not to: (i) use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party's use of the Site; (ii) attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site; (iii) use the Site for any unlawful purpose or in violation of any applicable local, state, national, or international law or regulation; or (iv) use any automated means, including robots, spiders, or scrapers, to access the Site or collect Content without express written permission.

4. Writings & Blog Content

The writings, essays, blog posts, and other editorial content published on the Site reflect the personal opinions and views of the author. Such content is provided for informational and entertainment purposes only and shall not be construed as professional, financial, legal, investment, tax, accounting, or other advice. You should consult qualified professionals before making any decisions based on information presented on this Site.

5. Third-Party Links & Embeds

The Site may contain links to third-party websites, services, or embedded content (including but not limited to Instagram) that are not owned or controlled by the Company. The Company has no control over, and assumes no responsibility for, the content, privacy policies, terms of service, or practices of any third-party websites or services. The Company does not warrant the offerings of any third-party entity. You acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any content, goods, or services available on or through any such third-party websites or services.

6. Payments, Invoicing & Refund Policy

All payments made to the Company in connection with any services, consulting engagements, projects, licensing arrangements, or other commercial transactions referencing these Terms are final and non-refundable. By submitting payment, you acknowledge and agree that no refunds, credits, chargebacks, or adjustments of any kind will be issued, regardless of the status, outcome, or completion of the underlying engagement, except as may be expressly required by applicable law that cannot be waived by contract.

Invoicing & Acceptance. Invoices issued by the Company are due and payable upon receipt unless a different payment schedule is specified in writing. You agree to review all invoices promptly upon receipt. Any invoice that is not disputed in writing within seven (7) calendar days of issuance shall be deemed automatically accepted and conclusively established as accurate, complete, and owing in full. Disputes submitted after the seven-day period will not be considered, and the full invoiced amount shall remain due and payable without offset, deduction, or counterclaim.

Dispute Requirements. To be valid, any invoice dispute must be submitted in writing to hello@greggmojica.com within the seven-day dispute period and must include: (i) the invoice number and date; (ii) the specific line items disputed; (iii) a detailed explanation of the basis for the dispute; and (iv) supporting documentation. Submission of a dispute does not relieve you of the obligation to pay any undisputed amounts by the applicable due date. The Company shall review valid disputes in good faith and respond within a reasonable timeframe, but the Company's determination shall be final and binding.

Late Payment. Any amounts not paid when due shall bear interest at the lesser of one and one-half percent (1.5%) per month or the maximum rate permitted by applicable law, calculated from the due date until the date of actual payment. You shall also be responsible for all costs of collection, including reasonable attorneys' fees and court costs, incurred by the Company in connection with the collection of any overdue amounts.

Chargeback & Payment Reversal Prohibition. You agree not to initiate any chargeback, payment reversal, or dispute with your bank, credit card issuer, payment processor, or any third-party payment platform for any payment made under these Terms. If you initiate a chargeback or payment reversal in violation of this provision, you shall be liable for the original invoiced amount plus all fees, penalties, and costs incurred by the Company as a result, including but not limited to chargeback fees, administrative costs, and reasonable attorneys' fees. The Company reserves the right to pursue all available legal remedies, including referral to collections agencies and reporting to credit bureaus, to the extent permitted by law.

Taxes. All fees and amounts stated are exclusive of applicable taxes, duties, and levies. You are solely responsible for all taxes associated with your payments, excluding taxes based on the Company's net income.

Suspension & Termination for Non-Payment. The Company reserves the right to immediately suspend or terminate any services, deliverables, or access without notice or liability in the event of non-payment or late payment. Suspension or termination shall not relieve you of your obligation to pay all outstanding amounts in full.

7. Warranties & Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. THE COMPANY MAKES NO REPRESENTATION OR WARRANTY THAT: (i) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (ii) ANY CONTENT WILL BE ACCURATE, COMPLETE, RELIABLE, OR CURRENT; OR (iii) ANY DEFECTS OR ERRORS WILL BE CORRECTED.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL THE COMPANY, ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AGENTS, CONSULTANTS, CONTRACTORS, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE OR ANY CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY'S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE EXCEED ONE HUNDRED DOLLARS ($100.00).

THE LIMITATIONS SET FORTH IN THIS SECTION SHALL NOT APPLY TO: (i) YOUR INDEMNIFICATION OBLIGATIONS UNDER THESE TERMS; (ii) YOUR BREACH OF SECTIONS 1 OR 2 (INTELLECTUAL PROPERTY & LICENSE); (iii) YOUR PAYMENT OBLIGATIONS UNDER SECTION 6; OR (iv) LIABILITY ARISING FROM YOUR WILLFUL MISCONDUCT OR FRAUD. THE EXISTENCE OF MORE THAN ONE CLAIM SHALL NOT ENLARGE OR EXTEND THE AGGREGATE LIABILITY CAP.

9. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, members, employees, agents, and assigns from and against any and all claims, liabilities, damages, losses, costs, expenses, and fees (including reasonable attorneys' fees) arising out of or relating to: (i) your use of the Site; (ii) your violation of these Terms; (iii) your violation of any rights of a third party; (iv) any content or information you submit, post, or transmit through the Site; or (v) your breach of any payment obligation under these Terms.

The Company shall have the right, at its sole discretion and at your expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate fully with the Company in the defense of any such claim. You shall not settle any claim without the prior written consent of the Company. Your indemnification obligations shall survive the termination or expiration of these Terms.

10. Dispute Resolution & Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms or the Site shall be resolved through binding arbitration administered by the American Arbitration Association in accordance with its rules then in effect, conducted before a single arbitrator in the State of Delaware. The arbitration shall be confidential, and the arbitrator's decision shall be final and binding. Each party shall bear its own costs and fees associated with the arbitration, except as otherwise provided herein. The arbitrator may not award punitive damages.

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AGREE THAT ANY CLAIMS SHALL BE BROUGHT IN YOUR INDIVIDUAL CAPACITY ONLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION AND TO A TRIAL BY JURY.

Any dispute, claim, or cause of action arising out of or relating to these Terms or the Site must be commenced within six (6) months after the cause of action accrues. Any claim not filed within this period shall be permanently barred. YOU HEREBY WAIVE—THAT IS, GIVE UP—THE RIGHT TO PURSUE ANY DISPUTE, CLAIM, OR CONTROVERSY THAT IS NOT FILED WITHIN SIX MONTHS, AND ANY RIGHT YOU MAY HAVE HAD TO PURSUE THAT DISPUTE, CLAIM, OR CONTROVERSY IN ANY FORUM IS PERMANENTLY BARRED.

Injunctive Relief. Notwithstanding the foregoing, the Company shall be entitled to seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of the Company's intellectual property rights, copyrights, trademarks, or trade secrets, without the necessity of posting a bond or proving actual damages, and without first submitting such claims to arbitration.

11. Governing Law

These Terms shall be governed by the laws of Delaware without regard to conflicts of laws principles, except the arbitration clause and any arbitration hereunder shall be governed by the United States Federal Arbitration Act. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

12. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable by a court or arbitrator of competent jurisdiction, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions. The parties agree to replace any invalid provision with a valid provision that most closely approximates the intent and economic effect of the invalid provision.

13. Force Majeure

The Company shall not be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from any cause beyond the Company's reasonable control, including but not limited to acts of God, natural disasters, pandemic, epidemic, fire, flood, earthquake, war, terrorism, civil unrest, government action, sanctions, embargo, labor disputes, strikes, power failures, internet or telecommunications failures, cyberattacks, denial-of-service attacks, acts of third-party service providers, or any other event or circumstance beyond the Company's reasonable control (each, a "Force Majeure Event"). During a Force Majeure Event, the Company's obligations shall be suspended for the duration of such event, and all deadlines shall be extended by a period equal to the duration of the delay. This section shall not excuse your payment obligations under these Terms.

14. Assignment

You may not assign, transfer, delegate, or sublicense any of your rights or obligations under these Terms without the prior written consent of the Company. Any attempted assignment in violation of this section shall be null and void. The Company may freely assign, transfer, or delegate its rights and obligations under these Terms, in whole or in part, without restriction and without notice to or consent from you, including in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of its assets.

15. Waiver

No failure or delay by the Company in exercising any right, power, or remedy under these Terms shall operate as a waiver thereof, nor shall any single or partial exercise of any right, power, or remedy preclude any other or further exercise of that or any other right, power, or remedy. No waiver shall be effective unless made in writing and signed by an authorized representative of the Company. A waiver of any provision or right on one occasion shall not be construed as a waiver of any other provision or right, or as a continuing waiver of the same provision or right on any subsequent occasion.

16. Survival

The following sections shall survive the expiration or termination of these Terms for any reason: Intellectual Property & Content Ownership (Section 1), Payments, Invoicing & Refund Policy (Section 6), Warranties & Disclaimers (Section 7), Limitation of Liability (Section 8), Indemnification (Section 9), Dispute Resolution & Arbitration (Section 10), Governing Law (Section 11), Waiver (Section 15), this Survival section (Section 16), and any other provisions that by their nature are intended to survive termination.

17. Electronic Communications & Notices

By using the Site or engaging in any transaction with the Company, you consent to receive communications from the Company electronically, including by email, website posting, or other electronic means. You agree that all agreements, notices, disclosures, invoices, and other communications that the Company provides to you electronically satisfy any legal requirement that such communications be in writing. Any notice to the Company must be sent to hello@greggmojica.com and shall be deemed received upon the Company's actual receipt. Any notice to you shall be deemed received twenty-four (24) hours after being sent to the email address associated with your account or engagement.

18. Export Compliance

You agree to comply with all applicable export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce, trade and economic sanctions maintained by the U.S. Treasury Department's Office of Foreign Assets Control ("OFAC"), and the International Traffic in Arms Regulations maintained by the U.S. Department of State. You represent and warrant that you are not located in, under the control of, or a national or resident of any country to which the United States has embargoed goods or services, and that you are not listed on any U.S. government list of prohibited or restricted parties.

19. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you acknowledge that you have read and understand the Privacy Policy and consent to the collection, use, and disclosure of your information as described therein. To the extent any conflict exists between these Terms and the Privacy Policy, these Terms shall control with respect to matters not specifically addressed in the Privacy Policy.

20. Modifications

The Company reserves the right to amend or modify these Terms at any time by posting revised Terms on this page. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of such changes. It is your responsibility to review these Terms periodically.

21. Entire Agreement

These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference herein, constitute the entire agreement between you and the Company with respect to your use of the Site and supersede all prior or contemporaneous agreements, representations, warranties, and understandings, whether oral or written, with respect to the subject matter hereof.

22. Contact

For questions regarding these Terms, please contact: hello@greggmojica.com